Millions of Americans use airline credit cards every day to accumulate points and earn rewards that allow them to travel, explore and create new memories. The Durbin-Marshall Credit Card Competition bill could eliminate these popular credit cards and cost travelers their points.
30 million
U.S. airline credit cardholders
63%
of all frequent flier miles/points issued in 2022 were generated by credit card use
15 million
domestic trips awarded through credit card points
$23 billion
in economic activity generated by airline credit cards in 2022
Did you know?
On average, nearly one out of every four U.S. households has an airline credit card.
Source: A4A analysis
THE THREAT TO AIRLINE CARDHOLDERS
We urge Congress to consider the negative impacts this legislation will have on the millions of consumers
who use credit cards to accrue reward points, including airline miles, each and every day.
THE IMPACT OF THE DURBIN-MARSHALL BILL ON AIR TRAVEL BY STATE
Alabama
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
41,815
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
610
Total Economic Impact:
$61.3M
Alaska
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
135,254
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,548
Total Economic Impact:
$170.8M
Arkansas
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
29,187
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
406
Total Economic Impact:
$41.9M
Arizona
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
597,676
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
8,221
Total Economic Impact:
$916.3M
California
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
2,065,209
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
23,375
Total Economic Impact:
$3,360.7M
Colorado
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
719,672
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
9,548
Total Economic Impact:
$1,191.6M
Connecticut
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
54,002
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
523
Total Economic Impact:
$78.2M
DC
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
272,360
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
724
Total Economic Impact:
$289.4M
Delaware
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
9
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
0
Total Economic Impact:
$0.0M
Florida
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
2,419,136
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
31,234
Total Economic Impact:
$3,756.1M
Georgia
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
385,251
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
5,690
Total Economic Impact:
$650.6M
Hawaii
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
611,618
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
6,585
Total Economic Impact:
$857.8M
Idaho
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
66,162
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
925
Total Economic Impact:
$90.0M
Illinois
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
530,103
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
6,218
Total Economic Impact:
$920.6M
Indiana
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
80,456
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,057
Total Economic Impact:
$123.5M
Iowa
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
26,096
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
342
Total Economic Impact:
$36.7M
Kansas
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
13,822
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
185
Total Economic Impact:
$20.7M
Kentucky
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
88,607
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
992
Total Economic Impact:
$130.6M
Louisiana
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
185,866
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,112
Total Economic Impact:
$270.9M
Maine
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
44,182
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
579
Total Economic Impact:
$62.1M
Maryland
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
177,060
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,730
Total Economic Impact:
$254.8M
Massachusetts
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
323,244
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
3,300
Total Economic Impact:
$483.6M
Michigan
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
181,273
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,299
Total Economic Impact:
$276.3M
Minnesota
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
160,663
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,356
Total Economic Impact:
$260.8M
Mississippi
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
15,552
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
197
Total Economic Impact:
$21.3M
Missouri
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
259,597
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
3,654
Total Economic Impact:
$414.6M
Montana
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
88,965
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,240
Total Economic Impact:
$112.8M
Nebraska
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
49,736
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
703
Total Economic Impact:
$72.0M
Nevada
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
808,863
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
8,841
Total Economic Impact:
$1,162.9M
New Hampshire
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
21,439
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
229
Total Economic Impact:
$29.1M
New Jersey
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
198,495
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,090
Total Economic Impact:
$315.4M
New Mexico
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
85,332
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,191
Total Economic Impact:
$114.6M
New York
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
745,936
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
7,455
Total Economic Impact:
$1,121.5M
North Carolina
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
268,461
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
3,837
Total Economic Impact:
$423.6M
North Dakota
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
10,690
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
132
Total Economic Impact:
$14.3M
Ohio
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
147,047
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,070
Total Economic Impact:
$237.5M
Oklahoma
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
77,712
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,151
Total Economic Impact:
$116.8M
Oregon
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
210,668
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,658
Total Economic Impact:
$300.2M
Pennsylvania
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
224,264
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
3,012
Total Economic Impact:
$359.6M
Rhode Island
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
44,224
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
485
Total Economic Impact:
$61.9M
South Carolina
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
172,165
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,095
Total Economic Impact:
$260.2M
South Dakota
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
11,871
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
149
Total Economic Impact:
$16.1M
Tennessee
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
319,498
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
3,942
Total Economic Impact:
$532.8M
Texas
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
1,141,908
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
14,927
Total Economic Impact:
$1,966.5M
Utah
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
236,940
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
3,570
Total Economic Impact:
$381.4M
Vermont
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
14,517
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
185
Total Economic Impact:
$19.3M
Virginia
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
79,956
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,022
Total Economic Impact:
$119.8M
Washington
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
437,141
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
4,670
Total Economic Impact:
$655.4M
West Virginia
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
2,868
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
32
Total Economic Impact:
$3.7M
Wisconsin
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
85,045
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,233
Total Economic Impact:
$126.8M
Wyoming
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
22,635
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
247
Total Economic Impact:
$27.5M
Virgin Islands
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
33,113
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
400
Total Economic Impact:
$40.0M
Puerto Rico
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
90,156
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,088
Total Economic Impact:
$108.8M
U.S. Pacific Trust Territories
The Impact of Airline Credit Cards in 2022
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
4,668
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
56
Total Economic Impact:
$5.6m
Select State
Alabama
Alaska
Arkansas
Arizona
California
Colorado
Connecticut
DC
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Virgin Islands
Guam
Puerto Rico
U.S. Pacific Trust Territories
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Frequently asked questions
What is an airline affinity credit card?
Airlines partner with banks, community financial institutions and credit unions to provide consumers with credit options featuring rewards programs that accumulate points/miles every time they use a card. These programs allow airlines to reward their most loyal customers with perks such as free checked bags, upgraded seats, priority status and even free trips and vacations!
How would the Durbin-Marshall Credit Card Competition Act impact airline credit cardholders?
What is interchange?
Is there precedent for this?
What can I do to #ProtectMyPoints?
Tell Congress to #ProtectOurPoints
Tell them you like the travel opportunities created by your credit card rewards and to oppose the Durbin-Marshall credit card bill.
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