Millions of Americans use airline credit cards every day to accumulate points and earn rewards that allow them to travel, explore and create new memories. The Durbin-Marshall Credit Card Competition bill could eliminate these popular credit cards and cost travelers their points.
31 million
U.S. airline credit cardholders
nearly 16 million
domestic trips awarded through credit card points
57%
of all frequent flier miles/points issued in 2023 were generated by credit card use
$25 billion
in economic activity generated by airline credit cards in 2023
Did you know?
On average, nearly one out of every four U.S. households has an airline credit card.
Source: A4A analysis
THE THREAT TO AIRLINE CARDHOLDERS
We urge Congress to consider the negative impacts this legislation will have on the millions of consumers
who use credit cards to accrue reward points, including airline miles, each and every day.
THE IMPACT OF THE DURBIN-MARSHALL BILL ON AIR TRAVEL BY STATE
Alabama
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
47,272
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
689
Total Economic Impact:
$69.3M
Alaska
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
133,282
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,525
Total Economic Impact:
$168.3M
Arkansas
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
32,114
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
446
Total Economic Impact:
$46.1M
Arizona
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
650,343
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
8,945
Total Economic Impact:
$997.0M
California
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
2,211,858
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
25,035
Total Economic Impact:
$3,599.3M
Colorado
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
768,001
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
10,189
Total Economic Impact:
$1,271.6M
Connecticut
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
50,790
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
492
Total Economic Impact:
$73.6M
DC
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
298,120
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
792
Total Economic Impact:
$316.7M
Delaware
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
0
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
0
Total Economic Impact:
$0.0M
Florida
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
2,339,989
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
30,212
Total Economic Impact:
$3,633.2M
Georgia
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
441,264
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
6,517
Total Economic Impact:
$745.2M
Hawaii
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
495,748
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
5,337
Total Economic Impact:
$695.3M
Idaho
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
68,717
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
961
Total Economic Impact:
$93.5M
Illinois
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
578,364
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
6,784
Total Economic Impact:
$1,004.4M
Indiana
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
92,913
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,221
Total Economic Impact:
$142.7M
Iowa
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
29,688
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
390
Total Economic Impact:
$41.7M
Kansas
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
14,460
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
194
Total Economic Impact:
$21.6M
Kentucky
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
107,139
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,199
Total Economic Impact:
$158.0M
Louisiana
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
197,025
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,239
Total Economic Impact:
$287.1M
Maine
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
47,540
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
623
Total Economic Impact:
$66.8M
Maryland
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
196,515
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,920
Total Economic Impact:
$282.8M
Massachusetts
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
280,199
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,861
Total Economic Impact:
$419.2M
Michigan
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
207,766
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,634
Total Economic Impact:
$316.6M
Minnesota
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
186,225
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,731
Total Economic Impact:
$302.3M
Mississippi
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
17,202
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
218
Total Economic Impact:
$23.6M
Missouri
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
285,319
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
4,016
Total Economic Impact:
$455.7M
Montana
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
89,540
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,248
Total Economic Impact:
$113.5M
Nebraska
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
54,584
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
772
Total Economic Impact:
$79.0M
Nevada
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
871,360
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
9,524
Total Economic Impact:
$1,252.7M
New Hampshire
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
21,693
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
231
Total Economic Impact:
$29.4M
New Jersey
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
205,027
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,159
Total Economic Impact:
$325.8M
New Mexico
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
91,769
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,281
Total Economic Impact:
$123.2M
New York
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
727,050
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
7,266
Total Economic Impact:
$1,093.1M
North Carolina
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
309,589
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
4,425
Total Economic Impact:
$488.5M
North Dakota
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
10,711
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
132
Total Economic Impact:
$14.4M
Ohio
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
164,467
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,315
Total Economic Impact:
$265.6M
Oklahoma
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
83,647
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,239
Total Economic Impact:
$125.7M
Oregon
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
232,554
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,934
Total Economic Impact:
$331.4M
Pennsylvania
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
254,839
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
3,423
Total Economic Impact:
$408.6M
Rhode Island
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
42,421
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
465
Total Economic Impact:
$59.4M
South Carolina
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
174,669
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
2,126
Total Economic Impact:
$264.0M
South Dakota
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
12,180
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
153
Total Economic Impact:
$16.5M
Tennessee
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
349,164
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
4,308
Total Economic Impact:
$582.3M
Texas
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
1,260,047
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
16,472
Total Economic Impact:
$2,170.0M
Utah
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
247,200
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
3,725
Total Economic Impact:
$397.9M
Vermont
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
12,305
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
157
Total Economic Impact:
$16.4M
Virginia
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
84,024
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,074
Total Economic Impact:
$125.9M
Washington
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
496,698
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
5,306
Total Economic Impact:
$744.6M
West Virginia
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
3,228
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
36
Total Economic Impact:
$4.2M
Wisconsin
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
95,007
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,377
Total Economic Impact:
$141.7M
Wyoming
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
24,181
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
264
Total Economic Impact:
$29.4M
Virgin Islands
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
28,473
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
344
Total Economic Impact:
$34.4M
Puerto Rico
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
82,929
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
1,001
Total Economic Impact:
$100.1M
U.S. Pacific Trust Territories
The Impact of Airline Credit Cards in 2023
Number of Visitors Using Airline Credit Card Points for Air Travel to the State:
4,226
Number of Jobs Supported by Visitors Using Airline Credit Card Points:
51
Total Economic Impact:
$5.1M
Select State
Alabama
Alaska
Arkansas
Arizona
California
Colorado
Connecticut
DC
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Virgin Islands
Guam
Puerto Rico
U.S. Pacific Trust Territories
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Frequently asked questions
What is an airline affinity credit card?
Airlines partner with banks, community financial institutions and credit unions to provide consumers with credit options featuring rewards programs that accumulate points/miles every time they use a card. These programs allow airlines to reward their most loyal customers with perks such as free checked bags, upgraded seats, priority status and even free trips and vacations!
How would the Durbin-Marshall Credit Card Competition Act impact airline credit cardholders?
What is interchange?
Is there precedent for this?
What can I do to #ProtectMyPoints?
Tell Congress to #ProtectOurPoints
Tell them you like the travel opportunities created by your credit card rewards and to oppose the Durbin-Marshall credit card bill.
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